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Someday I'm going to:
live debt free.
live debt free. by: Foster
Given the present economic status birthed by the debt-culture of the (North) American dream, coupled with my experiences in Africa, I`ve come to believe, with wise council, that living inside one`s means is the best way to live.
This is my plan | 100%
Original plan by: Foster
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  • img_the first step, is to pay off my debts. i accrued quite a bit during my four-month stay in africa, and the impetus to spend at least one year a abroad teaching was at least in part to dissolve my debts, mostly credit card. this has varying degrees of difficulty depending on one`s spending habits, social pressures, level of debt, and countless other factors that go into this issue as a whole, but it has to be something that is decided and acted upon.
    Step 1: The first step, is to pay off my debts. I accrued quite a bit during my four-month stay in Africa, and the impetus to spend at least one year a abroad teaching was at least in part to dissolve my debts, mostly credit card.
    This has varying degrees of difficulty depending on one`s spending habits, social pressures, level of debt, and countless other factors that go into this issue as a whole, but it has to be something that is decided and acted upon.    4
  • img_once out of debt, the plan is to establish a plan to live within ones means. this has many of the same difficulties and pressures associated with the previous step. it may mean changing certain expectations, habits, or sacrificing past or even present luxuries and/or coming up with new ways to achieve the same or similar results. of course, if you`ve successfully completed step one, much of this has been accomplished already.
    Step 2: Once out of debt, the plan is to establish a plan to live within ones means. This has many of the same difficulties and pressures associated with the previous step. It may mean changing certain expectations, habits, or sacrificing past or even present luxuries and/or coming up with new ways to achieve the same or similar results.

    Of course, if you`ve successfully completed step one, much of this has been accomplished already.    3
  • img_step 3: finally, i would like to establish a behavior and character that is generous, giving, and prepared, which means treating money less like a treasure and more like a tool; one that i can share at a moment`s notice with people when needed, and have safely stored for my own emergencies. this would require consistent monitoring of finances. it would mean establishing a guiding budget for living, giving, and saving coupled with the capacity and freedom to adapt as necessary, focusing less on the transient luxuries and unnecessary expenditures and focusing more on the needs of friends and family.
    Step 3: Step 3: Finally, I would like to establish a behavior and character that is generous, giving, and prepared, which means treating money less like a treasure and more like a tool; one that I can share at a moment`s notice with people when needed, and have safely stored for my own emergencies. This would require consistent monitoring of finances. It would mean establishing a guiding budget for living, giving, and saving coupled with the capacity and freedom to adapt as necessary, focusing less on the transient luxuries and unnecessary expenditures and focusing more on the needs of friends and family.5
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liviaorellana
liviaorellana(994 Days ago)I wish I had your writing skills! Amazing and very well though out too.Flag as Inappropriate
zachwashere
zachwashere(994 Days ago)This is a great (and very timely) plan. I hope people follow in your footsteps and act as generously and responsibly as you`re setting out to.Flag as Inappropriate
everfreespirit
everfreespirit(852 Days ago)You do not know how to love again or you have been choosing not to? :(

I wanted to encourage and admire you for wanting to be debt free. I want this by the end of next year! Good luck and I hope you make it!

You went to Africa!Flag as Inappropriate
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  • img_the first step, is to pay off my debts. i accrued quite a bit during my four-month stay in africa, and the impetus to spend at least one year a abroad teaching was at least in part to dissolve my debts, mostly credit card. this has varying degrees of difficulty depending on one`s spending habits, social pressures, level of debt, and countless other factors that go into this issue as a whole, but it has to be something that is decided and acted upon.
    Step 1: The first step, is to pay off my debts. I accrued quite a bit during my four-month stay in Africa, and the impetus to spend at least one year a abroad teaching was at least in part to dissolve my debts, mostly credit card.
    This has varying degrees of difficulty depending on one`s spending habits, social pressures, level of debt, and countless other factors that go into this issue as a whole, but it has to be something that is decided and acted upon.    09-30-20094
  • img_once out of debt, the plan is to establish a plan to live within ones means. this has many of the same difficulties and pressures associated with the previous step. it may mean changing certain expectations, habits, or sacrificing past or even present luxuries and/or coming up with new ways to achieve the same or similar results. of course, if you`ve successfully completed step one, much of this has been accomplished already.
    Step 2: Once out of debt, the plan is to establish a plan to live within ones means. This has many of the same difficulties and pressures associated with the previous step. It may mean changing certain expectations, habits, or sacrificing past or even present luxuries and/or coming up with new ways to achieve the same or similar results.

    Of course, if you`ve successfully completed step one, much of this has been accomplished already.    12-31-20093
  • img_step 3: finally, i would like to establish a behavior and character that is generous, giving, and prepared, which means treating money less like a treasure and more like a tool; one that i can share at a moment`s notice with people when needed, and have safely stored for my own emergencies. this would require consistent monitoring of finances. it would mean establishing a guiding budget for living, giving, and saving coupled with the capacity and freedom to adapt as necessary, focusing less on the transient luxuries and unnecessary expenditures and focusing more on the needs of friends and family.
    Step 3: Step 3: Finally, I would like to establish a behavior and character that is generous, giving, and prepared, which means treating money less like a treasure and more like a tool; one that I can share at a moment`s notice with people when needed, and have safely stored for my own emergencies. This would require consistent monitoring of finances. It would mean establishing a guiding budget for living, giving, and saving coupled with the capacity and freedom to adapt as necessary, focusing less on the transient luxuries and unnecessary expenditures and focusing more on the needs of friends and family.Monthly01-01-20105
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